The Home Programs is operated by Foundation Debt Resolution, LLC, a Utah limited liability company, d/b/a The Home Programs (“we,” “us,” or “our”). Please read these disclosures carefully before using our website or submitting any information to us.
We are not a lender, mortgage broker, or real estate agent
The Home Programs is not a lender or mortgage broker. We do not originate loans, take loan applications, make credit decisions, or set rates or terms. We are not a real estate brokerage or real estate agent, a credit repair organization, a debt settlement or debt consolidation company, an escrow agent, an investment advisor, or a law firm.
What we do is help buyers identify potential homeownership routes — such as low-down-payment programs, VA-eligible options, rural and USDA programs, owner financing, and credit-rebuild paths — and connect them with licensed professionals and other third parties in their state.
How our service works
When you complete our quiz or submit a form, you authorize us to share the information you provide with one or more third-party businesses — including lenders, mortgage professionals, real estate professionals, property owners and investors, credit-related service providers, and advertising or call-center partners (collectively, “Marketing Partners”) — so that they may contact you about homeownership, credit, and related services.
We may be compensated by Marketing Partners when we refer or connect you to them. This compensation may affect which programs or partners are presented to you. We do not control, supervise, or guarantee the conduct, pricing, availability, licensure, compliance, or quality of any Marketing Partner. Any agreement you enter into with a Marketing Partner is solely between you and that partner.
No guarantees of results
Statements on this website — including marketing copy, timelines, credit-score improvements, home availability, approval likelihood, payment amounts, and eligibility — are illustrative only and are not promises, guarantees, offers, or predictions of the results you will personally achieve. Individual results vary based on your financial circumstances, creditor behavior, market conditions, third-party underwriting criteria, state law, and other factors outside our control.
Being matched with a Marketing Partner does not mean you will be approved for any program, loan, or home, and we do not guarantee that any match will be made.
Not financial, legal, tax, credit, or real estate advice
Information provided through The Home Programs is for general informational and marketing purposes only and does not constitute legal, tax, financial, credit-counseling, investment, mortgage, insurance, or real estate advice. You should not make any financial, legal, housing, or credit decision based solely on information from this website. We strongly encourage you to consult a licensed attorney, licensed mortgage professional, licensed real estate agent, CPA, or HUD-approved housing counselor before entering into any housing, credit, or debt transaction.
Credit-related services
The Home Programs is not a credit repair organization and does not provide credit repair services. If you elect to receive credit-related services from a Marketing Partner, those services are provided under a separate agreement between you and that partner. No credit improvement outcome is guaranteed. You have the right to dispute inaccurate information on your consumer reports directly with the consumer reporting agencies and furnishers, without the assistance of any third party, and you may obtain a free copy of your consumer report annually at annualcreditreport.com.
Program availability
Programs, rates, and terms are offered by third parties and are subject to change or withdrawal without notice. Availability and eligibility vary by state and by individual circumstances. Not all programs are available in all areas, and the descriptions on this website may be incomplete or out of date.
Testimonials
Any testimonials or success stories reflect the experiences of the individuals quoted and are not representative of every user. They are not a guarantee that you will achieve the same or similar results. Compensated testimonials, if any, are disclosed where required by the FTC Endorsement Guides (16 C.F.R. Part 255).
Equal Housing Opportunity
The Home Programs supports the principles of the Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, or any other protected class.
Contact us
Foundation Debt Resolution, LLC
d/b/a The Home Programs
7533 S Center View Ct, Ste N
West Jordan, UT 84084
Phone: (833) 777-3323
Email: customersupport@thehomeprograms.com